Common Health Risks

Pre-Existing Conditions

At Worry Free Life Insurance, we are experts at providing affordable life insurance

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At Worry Free Life Insurance, we are experts at providing affordable life insurance to people with a history of medical impairments.

Guide to Life Insurance with Health Risks

Whether you have a minor health issue, such as a bit of high blood pressure or cholesterol, or something more serious like a history of cancer or diabetes, we are the place to apply.

We’ve helped hundreds of clients with these health risks, and can help you too! For your convenience, we’ve provided links to some of the health issues we’ve written about below.

Basically, term life insurance is the most affordable kind of life insurance. It's also the easiest to understand. It comes in pre-determined lengths of time, or terms, of 5, 10, 15, 20, or even 30 years during which the company offers level premiums that are guaranteed not to increase. As long as you pay your premiums on time, the company issuing the insurance policy cannot cancel you. If your term reaches its end, you can choose to start a new policy or continue the current policy with rates that reflect your current health, age and lifestyle. The term life insurance policy is a simple death benefit protection without all the additional components that usually make other kinds of life insurance difficult to understand and manage.

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Common Health Risks