Policies by Age Groups

Life Insurance by Age

At Worry Free Life Insurance, we offer life insurance for almost any age, from infancy up to age 85! While many companies can only offer coverage to age 65 or 70, we routinely help individuals over age 75 or 80.

Guide to Life Insurance by Age

What people don’t realize is how different the purchasing process is based on age. You may have health conditions at an older age, whereas they are uncommon when younger. Younger applicants may be able to opt for no exam policies where older cannot. Then you have the question of ‘how much you need depending on your age?’

To make your search super easy, we’ve provided many helpful articles below for your reference, categorized by age. Simply find the article that corresponds to you and research your options.

Basically, term life insurance is the most affordable kind of life insurance. It's also the easiest to understand. It comes in pre-determined lengths of time, or terms, of 5, 10, 15, 20, or even 30 years during which the company offers level premiums that are guaranteed not to increase. As long as you pay your premiums on time, the company issuing the insurance policy cannot cancel you. If your term reaches its end, you can choose to start a new policy or continue the current policy with rates that reflect your current health, age and lifestyle. The term life insurance policy is a simple death benefit protection without all the additional components that usually make other kinds of life insurance difficult to understand and manage.

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Policies by Age Groups