Top 10 Health Issues We Cover
We often take the attitude that ‘if it ain’t broke, it don’t need fixing’.
I hate to tell you, but that attitude is putting us in the ground long before we need to be planted.
So, what are the top 10 health issues for I’ve compiled a list of to 10 ‘biggies’ that are helping us meet the Grip Reaper far too early. You want to pay attention, because they kill roughly 1 million people a year.
Please note we can help you get life insurance even if you’ve already been diagnosed with most of these. Call us at 866-662-6903 for a quote.
1. Heart Disease
Yup, that’s still the biggest killer out there. On average, heart disease kills over 300,000 men every year. You know, what’s really bad about this ugly statistic is that 25% of these men are between the ages of 35 – 65 years old. That’s way too many for this age range.
The biggest causes of heart disease are high cholesterol, high blood pressure, cigarette smoking, obesity, inactivity, and drinking too much alcohol.
You know what’s even worse? Only 3% of you people out there practices the 4 things that can have save many of you poeple and whittle this needless statistic down. All you have to do is eat right, stuff out those butts, lose some weight and get some exercise!
2. Cancer
Sure, there are plenty of different types of cancers and causes for these cancers. You might be wondering what you could do as you might think the ‘Big C’ is out of your control.
Well, think about this little statistic. About 50% of cancer in men comes from 3 different types which are 1) Lung cancer (31%) 2) Colorectal cancer (10 %) 3) Prostate cancer (9%).
These 3 types of cancers are something you can do something about because you can 1) Quit smoking 2) Get a colonoscopy 3) Get a prostate exam. These 3 things alone can either help you avoid these types of cancers or find them early enough to get treatment. You might grimace about the last 2 exams and say ‘I’ll pass’, but all that does is make the Reaper grin a bit more broadly.
If you’ve had many types of cancer, you can still qualify for life insurance, in many cases immediately after successful treatment (breast, prostate), or in most cases, 1 year post-treatment. Call us for a quote at 866-662-6903
3. Unintentional Deaths
If you get a kick out of taking unnecessary risks, there’s a fair chance this one will help you take the big sleep well before your time.
What’s the biggest cause of this grim little statistic? The answer is motor vehicle crashes. Think about that the next time you get impatient about passing a transport truck on the up portion of a hill, because the Reaper loves the roads too.
Had excessive tickets or even a DUI? We can still help you. Call us today!
4. Strokes
A lot of you people might think this is something you don’t have to worry about until old age. Think again, because almost 25% of all strokes occur under age 65.
So, what are the main contributing factors to strokes? The big six include inactivity, obesity, high blood pressure, cigarette smoking, high cholesterol and diabetes. There’s a lot you can do to avoid this nasty way to die.
We can help you get life insurance after a stroke too. Call 866-662-6903
5. COPD
What’s this? COPD stands for Chronic Obstructive Pulmonary Disease. In its simplest form, it is a progressive disease where it becomes harder to breathe. It’s a long term and permanent disease with its main cause due to smoking. So far, smoking plays a role in 4 of the top 5 killers
If you’re still puffing you might get the opportunity to be pulling around one of those cute little oxygen tanks to help keep you breathing so you aren’t gasping for air and turning blue. Although it can be treated there is no cure. Think about that the next time you’re about to light up.
6. Diabetes
You might not think that this all that serious. Here are few grim facts to change your mind. Roughly 12 million men or 11.2% of the population over the age 20 have this disease. About 90% of this group has Type 2 diabetes. One in three people who have diabetes also have 2 other serious health problems.
About 2/3’s of people who have Type 1 diabetes will die from a heart attack or stroke. Type 2 diabetes, which afflicts the majority people with diabetes, is the most treatable. The best way to tackle it or even prevent it is through diet and exercise. So, don’t you think it might be a good idea to put down that greasy slice of pizza and get off the couch!
7. Influenza and Pneumonia
These 2 causes of death take about 54,000 people a year in the U.S. and a lot of it can be prevented. A flu shot may not be a guarantee against the flu but it greatly reduces the risk especially the older the man.
Washing your hands during cold and flu season is easy and can save you a lot of grief. If you do get a serious chest cold, don’t tough it out, go and see the doctor.
8. Suicide
This cause of death is bothersome because men are 4 times likely to commit suicide than a woman. The main cause of suicides among men is due to depression.
If you have a history of any mental health disorders such as anxiety, depression, PTSD, or bipolar disorder, these can complicate getting an approval, but definitely possible, especially if it is under good control. (no lost work, recent hospitalizations or suicide attempts)
Life insurance does cover suicide after an initial 2 year suicide clause, in which it does not cover suicide.
9. Kidney Disease
Kidney disease occurs largely from 3 main causes which include high blood pressure, diabetes and overusing medication. All 3 of these main causes of kidney disease can be preventable and even properly managed if you get regular check-ups.
10. Alzheimer’s
This one gets all of its poor unfortunate victims in the latter part of their lives and both the cause and adequate treatment is still illusive. It is the 6th leading cause of death in the U.S. today.
Unfortunately, we do not represent any life insurance carriers that will cover individuals with history of Alzheimer’s.
If you currently have any of the health issues mentioned above, or a history of them, we may be able to help you. So give us a call at 866-662-6903 and we’ll do our best to help!